| Abstract:In order to realize the aim of the system, to guarantee fairness and basic interests in society, to resolve it in conflict with the management objectives of business banks, to establish the internal developing mechanism of state loans for students, the government has to fully exercise regulatory authority. To ensure the legitimate exercise of the governmental regulatory authority, an appropriate legal system should be established and perfected, which establishes a centralized decision-making and decentralized executing mechanism according to the national conditions. Measures including a timely construction of a governmental guarantee mechanism, and regulating investment for the system, implementing market transaction alongside regulating interest rates and repay credit expired date, improving personal credit systems, establishing and perfecting supervision mechanisms in accordance with the law, ought to be adopted to accomplish governmental regulatory goals and to promote the sustainable and healthy development of state loans for students. |
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