两型社会建设中环境污染责任保险供给不足解决机理及实施建议
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引用本文:贾锐锐.两型社会建设中环境污染责任保险供给不足解决机理及实施建议[J].湖南大学学报社会科学版,2010,(3):156-160
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作者单位
贾锐锐 (湖南大学 金融学院湖南 长沙410079 ) 
中文摘要:环境污染责任保险利于两型社会建设,但在开展中存在供给不足。基于原因分析,结合西方经济学原理,得出两型社会建设中供给不足解决机理,即实施相互环境污染责任保险可有效增加供给,促使供需以合理费率达到均衡,且两型社会建设的特点使之可行。在实施中,建议加强环保法制建设、组建区域相互保险公司、采用预收保险费制、扩大承保范围及完善环保配套机制等。
中文关键词:两型社会  环境污染责任保险  相互保险
 
Solving Mechanism and Implementing Advices to Insufficient Supply of Environmental Liability Insurance in the Construction of the Two-oriented Society
Abstract:Environmental pollution liability insurance is conducive to the construction of the Two-oriented Society, but insufficient supply existed in practice. Based on cause analysis and economics theory, this article educes a solving mechanism, that is, through practice mutual environmental pollution liability insurance, the supply will efficiently increase and the supply-demand equilibrium will realize with reasonable rate. Moreover, the characteristics of the Two-oriented Society make it possible. While implementing, the paper suggests improving environmental protection legislation, establishing regional mutual insurance companies, adopting prepayment type while charging premium and enlarging the underwriting scope, etc.
keywords:two-oriented society  environmental pollution liability insurance  mutual insurance
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